This is not legal, tax, or insurance advice. Read the official pages linked here. Partner offers are optional and labeled.
Book the kind of job you can prep well with the tools you have. Interiors in occupied houses are a different calendar from empty move-outs and from exteriors. Pick one for the first month and write the other as a waitlist. In Tennessee the first customers are in Nashville, Memphis. Nashville painting is infill interiors on a deadline, older East Nashville and 12 South houses, and Franklin exteriors with HOA colors. Pollen, humidity, and a mix of old wood, brick, and new hardboard siding.
Tennessee summers are humid and winters still freeze, with ice and tornado risk depending on the region. Nashville, Memphis, and the smaller cities are different drives. The contractor board is the state starting point.
File an LLC with the Tennessee Secretary of State. We do not have a filing fee for Tennessee that we are willing to print. The Tennessee Secretary of State publishes it. Sole proprietors who operate under their own name often skip this filing. Confirm that on the same site.
Some boxes are labeled Partner. ServiceBase has not joined those programs. The links go to each company's own homepage, not a tracking link. If a program later approves us, the address will change and we may earn a commission. You can file, insure, and bank anywhere. Official government links are not partner links. Nothing on this page is a discount code.
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The guide stays public. An account saves your state, city, and trade, and lets you mark each filing as you go. The advertising credit is reserved when you register. It can be spent after the free website is live.
Choose a name that fits on a proposal and a shirt. Search the state and the city. Interior and exterior can live under one name if you are honest about which one you are booking this month. The voicemail should say it.
Search that name at the Tennessee Secretary of State before you print shirts. Use the same spelling on the truck and on a quote in Nashville.
Painters often start as sole proprietors and form an LLC when the jobs get larger than a few rooms or when a general contractor wants a company on the certificate. Either is a real start. The LLC filing does not decide whether a city wants a home-improvement registration. Read that separately. Ask an accountant if you are hiring painters as employees and still thinking of them as subcontractors.
We do not have a filing fee for Tennessee that we are willing to print. The Tennessee Secretary of State publishes it. Sole proprietors who operate under their own name often skip this filing. Confirm that on the same site.
An employer identification number is the business tax ID. The IRS issues it online at no charge and says you never have to pay a company to get one. If you form an LLC, file with the state first. The IRS says an EIN application can stall when the state filing is not done. A sole proprietor can often start with a Social Security number and get an EIN when a bank or a hire requires it.
Apply on the IRS page if you want the number yourself. LegalZoom, the partner beside this step, can request it while they form the company. That service is optional. The IRS fee is still zero either way.
Tennessee licenses contractors through the Board for Licensing Contractors at the Department of Commerce and Insurance. We could not load that page from here, so this checklist does not link a guessed address. Open tn.gov and search the board name before you apply.
Check the contractor or home-improvement board for painting, and read any project-cost threshold on that site. Exterior repairs that go past paint can be a different license. Ask the city about a business license either way.
A city or county can require its own registration even when the state page is quiet. The city guides name the local permit counter. Call that office and write down what they say. Do not pay a third party that promises a license until you have read the official page.
05Insure the work
General liability for overspray, floors, and a ladder falling the wrong way. If you spray, say so to the insurer. Commercial auto when the van carries ladders and paint as the business. Workers' compensation before a second painter is on a ladder. A certificate is a normal request from a contractor who hired you for the interior.
Workers' compensation is a state program. Before anyone works with you, including a friend, ask an insurer and the state labor office whether you must carry it. This guide does not quote a headcount, because those rules differ and the state page is the source. The SBA page describes the common policies. It does not sell them. Buy the policy before you work in a house in Tennessee.
Deposits on paint and the final check should hit a business account. Material stores will put the company name on the receipt if the card matches. Keep the deposit schedule on the proposal so you are not funding a whole interior on a personal card.
The bank will usually ask for your ID, the EIN or your Social Security number, and the formation papers if you filed an LLC. A checking account and a habit of setting tax money aside are enough at the start.
07Price the work Tennessee actually has
Price interior and exterior separately. Rooms or elevation, occupied or empty, and what prep includes: caulk, patch, sand, primer. Color advice is optional. Prep is the job. Cabinets are their own price.
Climate decides when exterior paint will fail and when you can apply it. Build dry time into the schedule. Do not quote a whole exterior from photos without asking about the surface: stucco, wood, brick, or previously painted siding.
Nashville: humid heat, a tornado history, ice now and then, and storms that outrun the gutter and the roof Infill interiors, HOA exteriors, and a yes or no on rental turns. Memphis: humid heat, mild winters with ice now and then, and storms that drop limbs and test roofs Interior and exterior as different seasons, with the prep named. In Memphis, TN, list Midtown and Bartlett together only if one crew really covers both.
08Get found, then create the free site
Google Business Profile with photos of your own edges and the neighborhoods you work. Reviews should say interior or exterior and the area. The website splits those services and the form asks for rooms or elevation and timing. ServiceBase turns that into a public page and a list of requests.
In Nashville, Memphis, the profile, the reviews, and the site should name the neighborhoods you actually drive. ServiceBase publishes the page and keeps quote requests in a list on your account. No card. It does not file the LLC, get the EIN, or buy the insurance.
We do not have a filing fee for Tennessee that we are willing to print. The Tennessee Secretary of State publishes it. Sole proprietors who operate under their own name often skip this filing. Confirm that on the same site.
What license does a painter need in Tennessee?
Tennessee licenses contractors through the Board for Licensing Contractors at the Department of Commerce and Insurance. We could not load that page from here, so this checklist does not link a guessed address. Open tn.gov and search the board name before you apply. Check the contractor or home-improvement board for painting, and read any project-cost threshold on that site. Exterior repairs that go past paint can be a different license. Ask the city about a business license either way.
Where should a new painting business start in Tennessee?
Start where you can reach the stops in a day. The city guides cover Nashville, Memphis. Short-term rentals and new residents create a lot of first-time calls. A statewide claim is a weak service area.
Is the EIN free?
Yes. Use the IRS link in the steps if you want the number yourself. LegalZoom, the partner on the EIN step, can request it while they form the company. That service is optional. The IRS fee is still zero.