Step by step. Official links included.

How to start a painting business in Illinois

A painter rolling paint onto an interior wall

This is not legal, tax, or insurance advice. Read the official pages linked here. Partner offers are optional and labeled.

Book the kind of job you can prep well with the tools you have. Interiors in occupied houses are a different calendar from empty move-outs and from exteriors. Pick one for the first month and write the other as a waitlist. In Illinois the first customers are in Chicago. Chicago exteriors wait on weather, and interiors in Logan Square, Pilsen, and Hyde Park are plaster, brick, and occupied flats.

Illinois winters are serious, especially in the north, and summers are humid. Chicago is boilers, stacks, and permits on top of any state rule. Downstate houses are a different drive and often a different local office.

File an LLC with the Illinois Secretary of State. We do not have a filing fee for Illinois that we are willing to print. The Illinois Secretary of State publishes it. Sole proprietors who operate under their own name often skip this filing. Confirm that on the same site.

Some boxes are labeled Partner. ServiceBase has not joined those programs. The links go to each company's own homepage, not a tracking link. If a program later approves us, the address will change and we may earn a commission. You can file, insure, and bank anywhere. Official government links are not partner links. Nothing on this page is a discount code.

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  1. 01Choose a name in Illinois

    Choose a name that fits on a proposal and a shirt. Search the state and the city. Interior and exterior can live under one name if you are honest about which one you are booking this month. The voicemail should say it.

    Search that name at the Illinois Secretary of State before you print shirts. Use the same spelling on the truck and on a quote in Chicago.

  2. 02Form the LLC or stay a sole proprietor

    Painters often start as sole proprietors and form an LLC when the jobs get larger than a few rooms or when a general contractor wants a company on the certificate. Either is a real start. The LLC filing does not decide whether a city wants a home-improvement registration. Read that separately. Ask an accountant if you are hiring painters as employees and still thinking of them as subcontractors.

    We do not have a filing fee for Illinois that we are willing to print. The Illinois Secretary of State publishes it. Sole proprietors who operate under their own name often skip this filing. Confirm that on the same site.

  3. 03Get a free EIN from the IRS

    An employer identification number is the business tax ID. The IRS issues it online at no charge and says you never have to pay a company to get one. If you form an LLC, file with the state first. The IRS says an EIN application can stall when the state filing is not done. A sole proprietor can often start with a Social Security number and get an EIN when a bank or a hire requires it.

    Apply on the IRS page if you want the number yourself. LegalZoom, the partner beside this step, can request it while they form the company. That service is optional. The IRS fee is still zero either way.

  4. 04Check the painter license in Illinois

    The Illinois licensing page we could verify is the Illinois Department of Financial and Professional Regulation. Open it and read the part that names the work you will sell.

    This department licenses some trades, including roofing. Illinois does not issue one statewide license for every contractor. Check the city.

    Check the contractor or home-improvement board for painting, and read any project-cost threshold on that site. Exterior repairs that go past paint can be a different license. Ask the city about a business license either way.

    A city or county can require its own registration even when the state page is quiet. The city guides name the local permit counter. Call that office and write down what they say. Do not pay a third party that promises a license until you have read the official page.

  5. 05Insure the work

    General liability for overspray, floors, and a ladder falling the wrong way. If you spray, say so to the insurer. Commercial auto when the van carries ladders and paint as the business. Workers' compensation before a second painter is on a ladder. A certificate is a normal request from a contractor who hired you for the interior.

    Workers' compensation is a state program. Before anyone works with you, including a friend, ask an insurer and the state labor office whether you must carry it. This guide does not quote a headcount, because those rules differ and the state page is the source. The SBA page describes the common policies. It does not sell them. Buy the policy before you work in a house in Illinois.

  6. 06Open a business bank account

    Deposits on paint and the final check should hit a business account. Material stores will put the company name on the receipt if the card matches. Keep the deposit schedule on the proposal so you are not funding a whole interior on a personal card.

    The bank will usually ask for your ID, the EIN or your Social Security number, and the formation papers if you filed an LLC. A checking account and a habit of setting tax money aside are enough at the start.

  7. 07Price the work Illinois actually has

    Price interior and exterior separately. Rooms or elevation, occupied or empty, and what prep includes: caulk, patch, sand, primer. Color advice is optional. Prep is the job. Cabinets are their own price.

    Climate decides when exterior paint will fail and when you can apply it. Build dry time into the schedule. Do not quote a whole exterior from photos without asking about the surface: stucco, wood, brick, or previously painted siding.

    Chicago: hard winters, ice dams, humid summers, and wind off the lake that finds every gap in the envelope Winter interiors, summer exteriors, plaster repair, and lead-safe prep.

  8. 08Get found, then create the free site

    Google Business Profile with photos of your own edges and the neighborhoods you work. Reviews should say interior or exterior and the area. The website splits those services and the form asks for rooms or elevation and timing. ServiceBase turns that into a public page and a list of requests.

    In Chicago, the profile, the reviews, and the site should name the neighborhoods you actually drive. ServiceBase publishes the page and keeps quote requests in a list on your account. No card. It does not file the LLC, get the EIN, or buy the insurance.

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Questions

How much does an LLC cost in Illinois?

We do not have a filing fee for Illinois that we are willing to print. The Illinois Secretary of State publishes it. Sole proprietors who operate under their own name often skip this filing. Confirm that on the same site.

What license does a painter need in Illinois?

The Illinois licensing page we could verify is the Illinois Department of Financial and Professional Regulation. Open it and read the part that names the work you will sell. This department licenses some trades, including roofing. Illinois does not issue one statewide license for every contractor. Check the city.

Where should a new painting business start in Illinois?

Start where you can reach the stops in a day. The city guides cover Chicago. Winter emergencies go to whoever publishes a real after-hours path. A statewide claim is a weak service area.

Is the EIN free?

Yes. Use the IRS link in the steps if you want the number yourself. LegalZoom, the partner on the EIN step, can request it while they form the company. That service is optional. The IRS fee is still zero.

City guides in Illinois

All painting business steps · Painting website guide

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