Step by step. Official links included.

How to start a plumbing business in Florida

A plumber repairing the pipes under a kitchen sink

This is not legal, tax, or insurance advice. Read the official pages linked here. Partner offers are optional and labeled.

Pick the calls you already know how to finish: drains and water heaters, or repipes, not all of them in week one. Write the referrals down. Gas, boilers, and sewer cameras can wait until they are honestly on the truck. In Florida the first customers are in Miami, Tampa, Lakeland–Winter Haven, Orlando, Jacksonville. Miami plumbing is slab leaks, cast iron drains in older houses, and insurance inspections that notice active leaks. Tampa plumbing is slab leaks, aging supply lines, and the four-point inspection that turns a small leak into a closing problem. Polk County plumbing shows up on its own and on four-point inspections. The common leak is a slab, a drain after a hard rain, or a water heater that quit in the heat. The common leak is a slab, a drain after a hard rain, or a water heater that quit in the heat.

Florida is humidity, lightning, and hurricane season. Cooling runs most of the year. Insurers ask about roof age, leaks, and equipment condition. The state construction board is the starting point, and counties add their own layer.

File an LLC with the Florida Division of Corporations (Sunbiz). The Florida Division of Corporations fee schedule lists a $100 articles-of-organization fee and a $25 registered-agent designation fee as required for a new Florida LLC. A certified copy ($30) and a certificate of status ($5) are optional. The schedule's $160 line includes those optional items. Annual report fees are listed separately. A sole proprietorship can still be you, under your own name, without this filing. The fee is not a suggestion to form an LLC.

Some boxes are labeled Partner. ServiceBase has not joined those programs. The links go to each company's own homepage, not a tracking link. If a program later approves us, the address will change and we may earn a commission. You can file, insure, and bank anywhere. Official government links are not partner links. Nothing on this page is a discount code.

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  1. 01Choose a name in Florida

    The name should sound like a plumber a neighbor would recommend. Search the state filing office and the license board, because the name on the license and the name on the invoice have to match. Spell it the way you will answer the phone at night.

    Search that name at the Florida Division of Corporations (Sunbiz) before you print shirts. Use the same spelling on the truck and on a quote in Miami.

  2. 02Form the LLC or stay a sole proprietor

    You can start as a sole proprietor if the state lets the license sit in your own name. Form an LLC when you want the company on the license, the van, and the bank account, and when the board's qualifier rules allow it. Read those rules first. An LLC does not authorize an apprentice to pull permits. File with the state before you apply for an EIN if you are forming the company.

    The Florida Division of Corporations fee schedule lists a $100 articles-of-organization fee and a $25 registered-agent designation fee as required for a new Florida LLC. A certified copy ($30) and a certificate of status ($5) are optional. The schedule's $160 line includes those optional items. Annual report fees are listed separately. A sole proprietorship can still be you, under your own name, without this filing. The fee is not a suggestion to form an LLC.

  3. 03Get a free EIN from the IRS

    An employer identification number is the business tax ID. The IRS issues it online at no charge and says you never have to pay a company to get one. If you form an LLC, file with the state first. The IRS says an EIN application can stall when the state filing is not done. A sole proprietor can often start with a Social Security number and get an EIN when a bank or a hire requires it.

    Apply on the IRS page if you want the number yourself. LegalZoom, the partner beside this step, can request it while they form the company. That service is optional. The IRS fee is still zero either way.

  4. 04Check the plumber license in Florida

    The Florida licensing page we could verify is the Florida Construction Industry Licensing Board. Open it and read the part that names the work you will sell.

    Read this page for your trade. A city or county can require its own registration even when the state does not.

    Read the plumbing board for the exam, the hours, and who may pull a permit. Then check the city for water-heater and sewer permits. The license number belongs on the site next to the phone.

    Plumbing is a licensed category. Use the Florida Construction Industry Licensing Board as the state starting point and read the plumbing section. Local permits in Hillsborough and Miami-Dade are additional. The four-point items customers call about are not a substitute for the license.

    A city or county can require its own registration even when the state page is quiet. The city guides name the local permit counter. Call that office and write down what they say. Do not pay a third party that promises a license until you have read the official page.

  5. 05Insure the work

    General liability that names plumbing, including water damage. Commercial auto for the van. Workers' compensation before a second person is in a crawl space or an attic. A water-heater job can become a claim weeks later, so ask the insurer about completed operations and keep the certificate current.

    Workers' compensation is a state program. Before anyone works with you, including a friend, ask an insurer and the state labor office whether you must carry it. This guide does not quote a headcount, because those rules differ and the state page is the source. The SBA page describes the common policies. It does not sell them. Buy the policy before you work in a house in Florida.

  6. 06Open a business bank account

    Parts houses and permit fees belong on the business account. Emergency work pays in bursts. Move tax money the day the deposit clears so a slow week does not spend it. The account name should match the name on the invoice you text the customer.

    The bank will usually ask for your ID, the EIN or your Social Security number, and the formation papers if you filed an LLC. A checking account and a habit of setting tax money aside are enough at the start.

  7. 07Price the work Florida actually has

    Publish a service-call or diagnostic price, and quote the repair after you see it. Drains, water heaters, slab leaks, and fixtures are different visits. Say whether after-hours is a real dispatch or the next morning.

    The housing decides the price more than a national rate sheet. An attic heater, a boiler, a stack in a rowhouse, and a slab leak are not one line item. Name the one you want, and refer the one you do not.

    Miami: hurricane season, salt air, daily humidity, and rain that finds balconies and flat roofs Slab leaks, drain and cast-iron repairs, water heaters, and inspection leaks. Tampa: lightning, hurricane season, afternoon storms, and humidity that never fully dries a shaded wall Slab leaks, water heaters, repipes, and inspection repairs on the side of the bay you cover. Lakeland–Winter Haven: humid heat, a lake-effect afternoon storm, serious lightning, and hurricane season Leak and repipe work, water heaters, inspection repairs, and well or pump work only if you do it. Orlando: humid heat, a daily afternoon storm, hurricane season, and sandy soil with a high water table Leak repair, water heaters, and the drain or sewer work you can finish. In Orlando, FL, list Winter Park and Kissimmee together only if one crew really covers both. Jacksonville: humid heat, river and coastal storms, hurricane season, and salt air that is harsher at the beaches than inland Leak repair, water heaters, and the drain or sewer work you can finish. In Jacksonville, FL, list Riverside and St. Johns together only if one crew really covers both.

  8. 08Get found, then create the free site

    Google Business Profile with the license and the neighborhoods you will drive at night. Reviews that say 'slab leak in Meyerland' are worth more than 'great guy.' The website names the failures, and the form asks what is leaking and whether water is still moving. ServiceBase files that request so you can call it back when you are out from under a house.

    In Miami, Tampa, Lakeland–Winter Haven, Orlando, Jacksonville, the profile, the reviews, and the site should name the neighborhoods you actually drive. ServiceBase publishes the page and keeps quote requests in a list on your account. No card. It does not file the LLC, get the EIN, or buy the insurance.

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Questions

How much does an LLC cost in Florida?

The Florida Division of Corporations fee schedule lists a $100 articles-of-organization fee and a $25 registered-agent designation fee as required for a new Florida LLC. A certified copy ($30) and a certificate of status ($5) are optional. The schedule's $160 line includes those optional items. Annual report fees are listed separately. A sole proprietorship can still be you, under your own name, without this filing. The fee is not a suggestion to form an LLC.

What license does a plumber need in Florida?

The Florida licensing page we could verify is the Florida Construction Industry Licensing Board. Open it and read the part that names the work you will sell. Read this page for your trade. A city or county can require its own registration even when the state does not.

Where should a new plumbing business start in Florida?

Start where you can reach the stops in a day. The city guides cover Miami, Tampa, Lakeland–Winter Haven, Orlando, Jacksonville. Many customers will call in Spanish or English and expect the person who answers to already know insurance inspections and condo rules. A statewide claim is a weak service area.

Is the EIN free?

Yes. Use the IRS link in the steps if you want the number yourself. LegalZoom, the partner on the EIN step, can request it while they form the company. That service is optional. The IRS fee is still zero.

City guides in Florida

All plumbing business steps · Plumbing website guide

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