How to start a painting business in Louisville, KY
This is not legal, tax, or insurance advice. Read the official pages linked here. Partner offers are optional and labeled.
Brick, old plaster, and a winter that stops exterior work. Rowhouse access is part of an intown quote. Suburban siding is a different prep. Split them. In Louisville, the housing decides the visit: older bungalows and brick with basements or crawl spaces in the Highlands and Germantown, and a suburban east end toward St. Matthews, Jeffersontown, and Prospect. The weather on the truck is humid summers, cold winters, freeze, and storms that still carry the memory of river and wind damage. Highlands, Germantown, and St. Matthews are worth naming only when they are real stops. Jeffersontown and Prospect are a different drive until you can reach them the same day. Louisville Metro permits is the local counter to ask when the job needs a permit or a city registration. This page names that office. It does not invent a fee. Southern Indiana is across the river and a different license. This guide is Louisville Metro: Highlands, Germantown, St. Matthews, Jeffersontown, and Prospect. Say if you do not cross the bridge. Older-house customers want prep and access handled honestly. The east end wants a crew that will show up inside the window they were given.
older bungalows and brick with basements or crawl spaces in the Highlands and Germantown, and a suburban east end toward St. Matthews, Jeffersontown, and Prospect humid summers, cold winters, freeze, and storms that still carry the memory of river and wind damage Interior and exterior as different seasons, with the prep named. In Louisville, KY, list Highlands and Prospect together only if one crew really covers both.
Start the route in Highlands, Germantown, and St. Matthews. Add Jeffersontown and Prospect when you can reach them the same day. Older-house customers want prep and access handled honestly. The east end wants a crew that will show up inside the window they were given.
The Kentucky guide has the filing office. This page is the local version: what the first jobs are, which permit counter to call, and how to price a day here.
Some boxes are labeled Partner. ServiceBase has not joined those programs. The links go to each company's own homepage, not a tracking link. If a program later approves us, the address will change and we may earn a commission. You can file, insure, and bank anywhere. Official government links are not partner links. Nothing on this page is a discount code.
$500 in free advertising when you launch
Keep the checklist on your account
The guide stays public. An account saves your state, city, and trade, and lets you mark each filing as you go. The advertising credit is reserved when you register. It can be spent after the free website is live.
painter names that work here are plain. Use one you can spell from a driveway in Highlands.
Search it at the Kentucky One Stop Business Portal before you order magnets. The voicemail, the invoice, and the Google profile should use that spelling.
Painters often start as sole proprietors and form an LLC when the jobs get larger than a few rooms or when a general contractor wants a company on the certificate. Either is a real start. The LLC filing does not decide whether a city wants a home-improvement registration. Read that separately. Ask an accountant if you are hiring painters as employees and still thinking of them as subcontractors.
We do not have a filing fee for Kentucky that we are willing to print. The Kentucky One Stop Business Portal publishes it. Sole proprietors who operate under their own name often skip this filing. Confirm that on the same site.
If your customers are in Louisville, the registered-agent address still has to satisfy Kentucky. Read the filing office's rule. A neighbor's kitchen table is not always an acceptable address.
An employer identification number is the business tax ID. The IRS issues it online at no charge and says you never have to pay a company to get one. If you form an LLC, file with the state first. The IRS says an EIN application can stall when the state filing is not done. A sole proprietor can often start with a Social Security number and get an EIN when a bank or a hire requires it.
Apply on the IRS page if you want the number yourself. LegalZoom, the partner beside this step, can request it while they form the company. That service is optional. The IRS fee is still zero either way.
Check the contractor or home-improvement board for painting, and read any project-cost threshold on that site. Exterior repairs that go past paint can be a different license. Ask the city about a business license either way.
State page: Kentucky Department of Housing, Buildings and Construction. Read this page for your trade. A city or county can require its own registration even when the state does not.
Louisville Metro permits is the local counter for work in Louisville. We are naming that office, not linking a fee schedule we have not read. Call them or open the city's own site and ask what a new painter has to register before the first job in Germantown.
The Kentucky guide repeats the board link and tells you what we could not verify. Read it before you pay a filing service.
General liability for overspray, floors, and a ladder falling the wrong way. If you spray, say so to the insurer. Commercial auto when the van carries ladders and paint as the business. Workers' compensation before a second painter is on a ladder. A certificate is a normal request from a contractor who hired you for the interior.
Workers' compensation is a state program. Before anyone works with you, including a friend, ask an insurer and the state labor office whether you must carry it. This guide does not quote a headcount, because those rules differ and the state page is the source. The SBA page describes the common policies. It does not sell them. Buy the policy before you work in a house in Louisville.
Deposits on paint and the final check should hit a business account. Material stores will put the company name on the receipt if the card matches. Keep the deposit schedule on the proposal so you are not funding a whole interior on a personal card.
The bank will usually ask for your ID, the EIN or your Social Security number, and the formation papers if you filed an LLC. A checking account and a habit of setting tax money aside are enough at the start.
07Price a day in Louisville
Price interior and exterior separately. Rooms or elevation, occupied or empty, and what prep includes: caulk, patch, sand, primer. Color advice is optional. Prep is the job. Cabinets are their own price.
Climate decides when exterior paint will fail and when you can apply it. Build dry time into the schedule. Do not quote a whole exterior from photos without asking about the surface: stucco, wood, brick, or previously painted siding.
humid summers, cold winters, freeze, and storms that still carry the memory of river and wind damage older bungalows and brick with basements or crawl spaces in the Highlands and Germantown, and a suburban east end toward St. Matthews, Jeffersontown, and Prospect That is why a price copied from another metro will miss. Interior and exterior as different seasons, with the prep named. In Louisville, KY, list Highlands and Prospect together only if one crew really covers both.
Write the price you want for the common job in Highlands and the price you want for a far stop in Prospect. If the second number is not worth the drive, leave Prospect off the service area.
08Open the profile, the reviews, and the site
Claim the Google Business Profile for Louisville, KY. Set hours you answer. The service area should list Highlands, Germantown, and St. Matthews if those are real stops, and it should leave off towns you will not drive.
Ask for a review after a clean job, and ask them to mention the neighborhood and the task. A review that says the work and Jeffersontown helps the next search. A review that says 'great service' does not.
Google Business Profile with photos of your own edges and the neighborhoods you work. Reviews should say interior or exterior and the area. The website splits those services and the form asks for rooms or elevation and timing. ServiceBase turns that into a public page and a list of requests.
When the name and the phone are real, create the free painter site with Louisville already filled in. Quote requests land in your list. The site does not replace Louisville Metro permits.
Pick the service you can finish, search the name at the Kentucky One Stop Business Portal, get the free EIN from the IRS, read the license page (Kentucky Department of Housing, Buildings and Construction), call Louisville Metro permits, insure the work, open a business account, and publish a page that names Highlands and the jobs you want. Interior and exterior as different seasons, with the prep named.
What does a painter license look like for Louisville, KY?
Check the contractor or home-improvement board for painting, and read any project-cost threshold on that site. Exterior repairs that go past paint can be a different license. Ask the city about a business license either way. Start at the Kentucky Department of Housing, Buildings and Construction. Then ask Louisville Metro permits what the city adds.
How should I price painter work in Louisville?
Price interior and exterior separately. Rooms or elevation, occupied or empty, and what prep includes: caulk, patch, sand, primer. Color advice is optional. Prep is the job. Cabinets are their own price. humid summers, cold winters, freeze, and storms that still carry the memory of river and wind damage Time the first ten jobs in Highlands and St. Matthews before you copy a price from another city.
Can I publish a painter site before the LLC is approved?
You can draft it. Put it in public under the name you will actually use, with the phone you answer. If the state requires the license before you advertise the work, wait. The free ServiceBase site does not file the company. Signup can open with painter and Louisville filled in so you are not retyping them.