This is not legal, tax, or insurance advice. Read the official pages linked here. Partner offers are optional and labeled.
Old trim, drywall, and a list that mixes a legal handyman task with a licensed one. The useful sentence is the line you will not cross. Rowhouse access changes the visit. In St. Louis, the housing decides the visit: brick houses and basements in the city and close-in suburbs, with a separate newer stock in St. Charles. The weather on the truck is humid summers, cold winters, ice, tornado and hail risk, and clay that moves with moisture. Central West End, Soulard, and Clayton are worth naming only when they are real stops. Kirkwood and St. Charles are a different drive until you can reach them the same day. City of St. Louis permits is the local counter to ask when the job needs a permit or a city registration. This page names that office. It does not invent a fee. The Illinois side of the metro is a different state license. This page is about the Missouri side: the city, Clayton, Kirkwood, and St. Charles. Do not imply one license covers both banks of the river. City customers want a crew that can work an old brick house. Suburban customers want a crew that shows up inside a normal window. Those are different promises.
brick houses and basements in the city and close-in suburbs, with a separate newer stock in St. Charles humid summers, cold winters, ice, tornado and hail risk, and clay that moves with moisture Drywall, doors, mounts, and the licensed trades you refer. In St. Louis, MO, list Central West End and St. Charles together only if one crew really covers both.
Start the route in Central West End, Soulard, and Clayton. Add Kirkwood and St. Charles when you can reach them the same day. City customers want a crew that can work an old brick house. Suburban customers want a crew that shows up inside a normal window. Those are different promises.
The Missouri guide has the filing office. This page is the local version: what the first jobs are, which permit counter to call, and how to price a day here.
Some boxes are labeled Partner. ServiceBase has not joined those programs. The links go to each company's own homepage, not a tracking link. If a program later approves us, the address will change and we may earn a commission. You can file, insure, and bank anywhere. Official government links are not partner links. Nothing on this page is a discount code.
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Keep the checklist on your account
The guide stays public. An account saves your state, city, and trade, and lets you mark each filing as you go. The advertising credit is reserved when you register. It can be spent after the free website is live.
Most handyman businesses start as a sole proprietorship. An LLC is reasonable once you are in other people's houses every day and want the bank account and the insurance in a company name. It does not expand the list of jobs you may legally do. If a state sets a dollar cap on unlicensed work, read the current cap on the official page. Do not rely on a number from a forum.
We do not have a filing fee for Missouri that we are willing to print. Use the SBA lookup, choose Missouri, and read the fee on the state office's own page. Sole proprietors who operate under their own name often skip this filing. Confirm that on the same site.
If your customers are in St. Louis, the registered-agent address still has to satisfy Missouri. Read the filing office's rule. A neighbor's kitchen table is not always an acceptable address.
An employer identification number is the business tax ID. The IRS issues it online at no charge and says you never have to pay a company to get one. If you form an LLC, file with the state first. The IRS says an EIN application can stall when the state filing is not done. A sole proprietor can often start with a Social Security number and get an EIN when a bank or a hire requires it.
Apply on the IRS page if you want the number yourself. LegalZoom, the partner beside this step, can request it while they form the company. That service is optional. The IRS fee is still zero either way.
Read any handyman or small-job exemption on the contractor board, including the dollar cap and the trades it excludes. Then get the city business license. Refer panel, gas, sewer, and roof work unless you hold that license.
We could not confirm one statewide contractor-board address. Check the city or county, and any state board that names your specific trade.
City of St. Louis permits is the local counter for work in St. Louis. We are naming that office, not linking a fee schedule we have not read. Call them or open the city's own site and ask what a new handyman has to register before the first job in Soulard.
The Missouri guide repeats the board link and tells you what we could not verify. Read it before you pay a filing service.
05Insure the work
General liability before you drill into someone's wall. Tell the insurer you are a handyman and name the jobs, so a claim is not denied for 'contractor work' you did not disclose. Commercial auto if the truck is the business. Workers' compensation if anyone helps, even occasionally. A property manager will ask for the certificate before the first punch list.
Workers' compensation is a state program. Before anyone works with you, including a friend, ask an insurer and the state labor office whether you must carry it. This guide does not quote a headcount, because those rules differ and the state page is the source. The SBA page describes the common policies. It does not sell them. Buy the policy before you work in a house in St. Louis.
Small jobs paid in cash and checks disappear in a personal account. Deposit them into a business checking account and write the address on the deposit note. Set tax money aside weekly. The amounts feel too small to matter, which is why they become a tax problem.
The bank will usually ask for your ID, the EIN or your Social Security number, and the formation papers if you filed an LLC. A checking account and a habit of setting tax money aside are enough at the start.
07Price a day in St. Louis
Price from a short list: a minimum visit, an hourly rate after that, and a flat price for the jobs you repeat, such as a drywall patch or a door that sticks. Send the price before you load the truck when the list is clear.
Occupied houses take longer than empty ones. Stairs and parking change the hour. Say so. Decline the item on the list that belongs to a licensed trade, and price the rest.
humid summers, cold winters, ice, tornado and hail risk, and clay that moves with moisture brick houses and basements in the city and close-in suburbs, with a separate newer stock in St. Charles That is why a price copied from another metro will miss. Drywall, doors, mounts, and the licensed trades you refer. In St. Louis, MO, list Central West End and St. Charles together only if one crew really covers both.
Write the price you want for the common job in Central West End and the price you want for a far stop in St. Charles. If the second number is not worth the drive, leave St. Charles off the service area.
08Open the profile, the reviews, and the site
Claim the Google Business Profile for St. Louis, MO. Set hours you answer. The service area should list Central West End, Soulard, and Clayton if those are real stops, and it should leave off towns you will not drive.
Ask for a review after a clean job, and ask them to mention the neighborhood and the task. A review that says the work and Kirkwood helps the next search. A review that says 'great service' does not.
Google Business Profile with photos of finished small repairs in real rooms. Reviews should mention the task and the neighborhood. The website is a list of jobs you like and a sentence on what you refer out. The form lets them send several items. ServiceBase publishes the page and keeps the list.
When the name and the phone are real, create the free handyman site with St. Louis already filled in. Quote requests land in your list. The site does not replace City of St. Louis permits.
Pick the service you can finish, search the name at the SBA: state registration lookup, get the free EIN from the IRS, read the license page, call City of St. Louis permits, insure the work, open a business account, and publish a page that names Central West End and the jobs you want. Drywall, doors, mounts, and the licensed trades you refer.
What does a handyman license look like for St. Louis, MO?
Read any handyman or small-job exemption on the contractor board, including the dollar cap and the trades it excludes. Then get the city business license. Refer panel, gas, sewer, and roof work unless you hold that license. We could not confirm one statewide contractor-board address. Check the city or county, and any state board that names your specific trade. Then ask City of St. Louis permits what the city adds.
How should I price handyman work in St. Louis?
Price from a short list: a minimum visit, an hourly rate after that, and a flat price for the jobs you repeat, such as a drywall patch or a door that sticks. Send the price before you load the truck when the list is clear. humid summers, cold winters, ice, tornado and hail risk, and clay that moves with moisture Time the first ten jobs in Central West End and Clayton before you copy a price from another city.
Can I publish a handyman site before the LLC is approved?
You can draft it. Put it in public under the name you will actually use, with the phone you answer. If the state requires the license before you advertise the work, wait. The free ServiceBase site does not file the company. Signup can open with handyman and St. Louis filled in so you are not retyping them.